2020 BMW 5 SERIES

If you've been searching for a 2020 BMW M550i xDrive Sedan for sale in Yakima, WA, your search ends here. Own A Car Yakima has this stunning Blue M550i xDrive in stock right now — a rare blend of executive luxury and genuine supercar-level performance, available at a price point well below original MSRP. With just over 52,000 miles on the clock, this 4-door sedan represents an exceptional opportunity to step into one of BMW's most capable sport sedans without the new-car depreciation hit.

About This 2020 BMW M550i xDrive

The M550i sits at the top of the 5 Series lineup — just below the full-blown M5 — making it the sweet spot for buyers who want legitimate performance wrapped in a refined, daily-drivable package. At 52,943 miles, this sedan is well within its prime ownership years. BMW recommends major service intervals at 60,000 miles, meaning this car still has years of confident, low-drama ownership ahead. The Blue exterior gives it a commanding, sophisticated presence that stands out from the crowd without screaming for attention — exactly what this segment demands.

2020 BMW M550i xDrive Performance and Engine

Twin-Turbocharged V8 Power

At the heart of this M550i is BMW's legendary 4.4-liter twin-turbocharged V8 engine — a powertrain that produces 523 horsepower and 553 lb-ft of torque in stock form. This is not a dressed-up six-cylinder; it's a genuine V8 that rockets the M550i from 0–60 mph in under 4 seconds. In real-world driving, that means effortless highway merging, confident mountain pass climbing, and instant passing power whenever you need it.

8-Speed Sport Automatic Transmission

Paired to that V8 is an 8-speed Sport Automatic transmission with both Sport and Manual shift modes, so you can let the car handle gear changes on your commute or take control with paddle shifters on a weekend drive through the Cascades. Shifts are lightning-fast and smooth in equal measure.

xDrive All-Wheel Drive

BMW's xDrive all-wheel-drive system makes this M550i genuinely practical in the Pacific Northwest. Whether you're navigating Yakima's wet winters or heading over Snoqualmie Pass to Seattle, xDrive delivers traction and stability that rear-wheel-drive competitors simply can't match in variable conditions.

BMW M550i Features and Interior

The M550i xDrive trim represents the pinnacle of the standard 5 Series lineup, and it shows throughout the cabin. Expect sport-tuned adaptive suspension, M Sport brakes, and an interior appointed with BMW's premium materials throughout. The cockpit-style dashboard puts every control intuitively within reach, while the iDrive infotainment system — standard on 2020 models — integrates navigation, Apple CarPlay, and vehicle settings into a seamless interface. Sport seats with integrated headrests provide the lateral support you want during spirited driving while remaining genuinely comfortable on a 3-hour road trip. Available features on this trim include a panoramic sunroof, Harman Kardon surround sound, ambient interior lighting, a head-up display, and driver assistance technology including lane keeping assist, forward collision warning, and BMW's Active Guard suite.

BMW M550i Reliability and Ownership

The 2020 BMW M550i benefits from the brand's well-regarded fourth-generation 5 Series platform, which had several years of refinement behind it by this point. The N63 4.4-liter twin-turbo V8 — the engine powering this car — is a mature, proven unit that BMW has continuously improved since its introduction. Owners of 2020 M550i sedans consistently praise the balance between performance and long-distance comfort, and many report well over 100,000 miles with proper maintenance. As with any European performance sedan, staying current on oil changes using BMW-approved synthetic oil, keeping up with brake fluid flushes, and monitoring cooling system components will keep this car performing at its best. When maintained correctly, the M550i is a remarkably durable machine. Its 8-speed ZF automatic transmission is considered one of the best in the industry and is known for exceptional longevity.

Why Buy From Own A Car Yakima in Yakima, WA

Own A Car Yakima has built a strong reputation serving buyers throughout Yakima County and the greater Central Washington region. As an independent pre-owned dealership, they offer a straightforward, low-pressure buying experience that puts your needs first — no games, no gimmicks. Their inventory is hand-selected with quality in mind, and a vehicle like this M550i reflects the caliber of cars they bring to the lot. When you visit Own A Car Yakima, you're working with a local team that knows this community and is committed to getting you into the right vehicle at a fair price. See the current price listed on this page, and reach out to confirm availability before making the trip.

Financing a Used BMW M550i Near Yakima

Financing a used luxury performance sedan doesn't have to be complicated. Own A Car Yakima works with a range of lenders to find financing solutions for buyers across a wide spectrum of credit profiles — whether your credit is excellent, fair, or you're working to rebuild. First-time buyers, buyers with prior repossessions, and those with limited credit history are all encouraged to inquire. The team will walk you through your options clearly and honestly. For financing details specific to this vehicle, contact Own A Car Yakima directly at 509-424-3973 or stop in to speak with a finance team member in person.

Frequently Asked Questions

Is the 2020 BMW M550i xDrive a good buy?

Absolutely. The 2020 M550i xDrive delivers near-M5 performance with a more livable, comfort-oriented character. With a twin-turbo V8, AWD, and a 5 Series luxury pedigree, it's one of the best-value performance sedans on the used market today.

How many miles is too many on a used BMW M550i?

A well-maintained M550i can comfortably reach 150,000 miles or more. At 52,943 miles, this example is well within its prime ownership window and hasn't been pushed into higher-risk mileage territory. As always, a full maintenance history review is recommended.

What does the M550i xDrive trim include compared to other 5 Series models?

The M550i xDrive is the performance flagship of the 5 Series lineup below the full M5. It adds the 4.4-liter twin-turbo V8 engine (versus a six-cylinder in lower trims), M Sport-tuned suspension, larger M brakes, sportier styling cues, and a significantly elevated power output — all while retaining the full luxury interior of the standard 5 Series.

Is the BMW M550i good in winter conditions?

Yes. The xDrive all-wheel-drive system makes the M550i a strong performer in rain, light snow, and mixed conditions — which matters for Pacific Northwest drivers. Paired with appropriate winter tires, it handles cold-weather driving very capably for a performance-oriented sedan.

Can I get financing on a used BMW M550i with less-than-perfect credit?

Yes. Own A Car Yakima works with multiple lenders and welcomes buyers with a range of credit situations. Contact the dealership at 509-424-3973 to discuss your specific financing needs.

Serving Yakima and Surrounding Areas

Own A Car Yakima proudly serves drivers throughout Yakima County and all of Central Washington. Buyers regularly make the trip from Selah, Union Gap, Wapato, Sunnyside, Grandview, Ellensburg, and the Tri-Cities area — Kennewick, Pasco, and Richland — to browse the inventory. Whether you're commuting along the I-82 corridor or crossing the mountains from the west side of the state, Yakima is an easy, accessible destination. If you're coming from Ellensburg or heading east from Cle Elum, the drive to Own A Car Yakima is straightforward and well worth the trip for a vehicle of this caliber.

Contact Own A Car Yakima Today

Don't let this 2020 BMW M550i xDrive Sedan slip away. Vehicles like this — a twin-turbo V8, all-wheel-drive luxury sport sedan with tasteful mileage — move quickly. Contact Own A Car Yakima today to schedule your test drive, ask about financing, or confirm availability. Call the team directly at 509-424-3973. The dealership is located in Yakima, in Yakima County, Washington — and the staff is ready to make your buying experience as smooth as the M550i's power delivery. See the current asking price listed on this page and reach out today.